With the holiday season in full swing, many businesses in Collegeville, Limerick, Royersford, Skippack, Phoenixville, and the surrounding areas are experiencing their busiest time of the year. Kelly Insurance Group is reminding local retailers, service providers, and other businesses to take extra precautions to protect their operations from the increased risks that come with the holiday rush. From higher customer traffic to seasonal employees, the holidays can present unique challenges for businesses—and having the right insurance coverage is crucial.