Archbold, OH -- (ReleaseWire) -- 06/30/2022 --Beck Insurance Agency offers a wide range of car insurance to Perrysburg, Toledo, Bryan, OH, Napoleon, OH, Waterville, OH, Montpelier, OH, and the surrounding areas. While general car insurance provides coverage for a wide range of accidents or incidents, a basic car insurance policy will likely not offer coverage for breakdowns.

Breakdowns can happen anywhere and at any time, but unfortunately, basic car insurance policies do not provide coverage for unexpected breakdowns. But this does not mean that additional breakdown coverage cannot be added to an existing policy.

Read on to learn more about car insurance coverage and optional breakdown coverage.

What does basic car insurance coverage include?
Most drivers carry full coverage car insurance which includes collision, liability, and comprehensive coverage. It may also include coverage for:

- Single-vehicle & multi-vehicle accidents
- Natural disasters
- Collisions with animals
- Fire
- Theft
- Vandalism
- Falling objects

Optional Breakdown Coverage
If a policyholder is interested in additional coverage for breakdowns, they have a few options, including:

- Mechanical Breakdown Insurance (MBI) - This coverage option is only offered by select insurance carriers and is available for new cars only.
- Roadside Assistance - If a policyholder has this coverage, then carriers will cover certain costs related to vehicle breakdowns.

About Beck Insurance Agency
Beck Insurance Agency proudly provides car insurance to Perrysburg, Toledo, Bryan, OH, Napoleon, OH, Waterville, OH, Montpelier, OH, and the surrounding areas. With the goal of keeping all drivers safe and protected on the go, Beck Insurance Agency works with their clients to find the ideal car insurance solutions that not only match their clients' unique needs, but budgetary expectations. By getting to know clients personally, the independent agents at Beck Insurance Agency present their clients with car insurance quotes from different carriers and arm them with the education needed to make the best choice when choosing the right policy.

Since 1948, Beck Insurance Agency has been going above and beyond to ensure that their clients' needs are met and expectations are exceeded. Visit www.beckinsurance.com to learn more about car insurance in Perrysburg, Toledo, Bryan, OH, Napoleon, OH, Waterville, OH, Montpelier, OH, and the surrounding areas.